At Jason Valdes – Elite Lending, we believe that having a history of making sound financial decisions should be taken into consideration and that being unable to afford a down payment should not be a barrier to homeownership. Our private loan for homes with 100% financing was created for those wishing to buy a property without making a down payment.
Mortgage insurance is often required by lenders unless you can make a 20% down payment. You may save money every month with this loan as no MI is required. Your experience purchasing a property will be simple and stress-free thanks to our dedicated loan counselor. Throughout the duration of your term, we will service your debt locally and never sell it.
For property purchasers who meet the requirements for a mortgage but lack the funds for a down payment, our Fort Lauderdale, FL mortgage is a 100% financing conventional mortgage alternative with excellent benefits. You could be able to buy the house you desire sooner rather than waiting years to save for your down payment if you buy a property with no down payment. Call us!
The beauty of jumbo mortgages is that they enable borrowers to buy upscale homes that they otherwise couldn’t afford with a traditional loan. Therefore, if you’re considering buying a home in a county with high real estate costs, you might want to give jumbo mortgages some thought. We provide options for Jumbo Purchase, Refinance, and Home Equity. Depending on your objectives and how long you want to stay in your house, we provide a range of alternatives for mortgages, from fixed rates to adjustable rate mortgages. For further information about our rates and products, speak with one of our Licensed Loan Officers. As a licensed Jumbo Loan Lender serving Fort Lauderdale, FL customers, we are qualified. You can get aid from Jason Valdes – Elite Lending’s jumbo loan for home specialists to be eligible for the entire amount. We will handle your jumbo mortgage requirements if you give us a call.
Developing enduring connections with our clients is our top priority at Jason Valdes – Elite Lending. For experienced investors as well as first-time purchasers, our staff is committed to helping you with all your real estate requirements. We guarantee that you will discover the ideal mortgage to meet your needs thanks to our extensive selection of services. Our top 1099 mortgage loans team, with years of combined expertise, is ready to assist you in realizing your dream house and achieving financial success. Through our relationships with lenders, we want to offer the lowest interest rates. As one of the best online mortgage companies, we give formal pre-approval certificates for your purchase contract along with fast pre-approvals that take only an hour. We work hard to build enduring connections with our customers by providing superior support and high-caliber lending alternatives. Please get in touch with us to start the straightforward home-buying process and to obtain your free quotation.
By utilizing projected monthly rental revenue to meet the requirements for the investment properties, DSCR Loans enable borrowers to finance up to 20 properties. Investors may acquire several homes without being restricted by having to prove their income to qualify for a regular conventional mortgage loan thanks to the simple process and little paperwork.
The Debt-Service Coverage Ratio (DSCR) lending option is intended for real estate investors who want to streamline their investment process while eliminating superfluous paperwork. Investor Flex provides choices for the acquisition and refinancing of investment properties with loans up to $2 million. The property’s market rent is used to qualify rather than traditional income. It’s a quick and simple method to contribute to growing your real estate holdings. Our knowledgeable, approachable, and supportive loan specialists will take the time to address any concerns you may have with obtaining financing for the best DSCR mortgage loans in Fort Lauderdale, FL in addition to assisting you in locating the best loan for your particular situation. Call us!
Our VA loans for home program experts are available to assist you in obtaining your ideal residence. Throughout the whole process, from application to closing, we will be available. We’ll make sure you get the most out of the government help with your house financing. We provide the standard VA Guaranteed Loan program as well as the VA Loan program for Veterans with Disabilities because we are an approved lender. Our VA experts can assist you with buying a property or refinancing an existing loan. Being a direct VA lender, we can process loans quickly—usually in 28 days or less—and we have affordable rates with in-house underwriting. The VA Loan program can assist you in purchasing a home, whether you’re searching for a suburban home or a ranch-style home for your family. Along the VA Loan Journey in Fort Lauderdale, FL, our staff guides you. Thanks to our kind generosity, you can acquire interest rates and monthly payments that are lower than those of conventional and other traditional house loans. We serve veterans and active-duty military members the finest VA Loan terms available on the housing market. Call us!
Our dedicated team is ready to assist you with personalized mortgage solutions.
Let’s talk about your project and find the perfect mortgage option for you.
In most regions, conventional loans offered by Fort Lauderdale, FL have both fixed and adjustable interest rates; in higher-cost places, the rates may even be higher. Our traditional loans come with years of terms and incredibly low rates. The most prevalent kind of mortgage that credit unions, banks, internet lenders, and other financial organizations offer are conventional mortgage loans. The interest rate associated with conventional loans may be set or flexible. When purchasing a home, our home finance consultants can provide you with all the information you need to determine whether traditional financing is the best option for you. We are a full-service financial company, and we are eager to assist you with all of your banking requirements. Get information about our mortgage choices, home equity lines of credit, vehicle loans, personal loans, checking and savings accounts, and other banking products by giving us a call to arrange a no-obligation consultation. Give us a call right now.
It’s easy to qualify for an FHA loan. All you need to do is have a credit score and make a down payment equal to the entire loan amount. Your scores should ideally be at least higher to be eligible for the best rate and the lowest payment. However, it will rely on your credit history as well as other noteworthy aspects, which Jason Valdes – Elite Lending is happy to assist you with. We will walk you through the prerequisites for an FHA mortgage loan for a home, explain what you need to know to qualify, and assist you in being pre-qualified. Purchasers of real estate must separately contact and set up these programs. Although they won’t set up the down payment help, lenders will take the money from these programs for your down payment. As part of the entire loan offer and package, we also have lenders that can help with the down payment. Compared to looking for the down payment aid on your own, this can be simpler. Call us!
For qualified self-employed borrowers, bank statement loans are frequently an excellent mortgage choice. When determining their income, borrowers might use bank statements that show their average monthly deposits to qualify for a mortgage. Since bank statement loans are now accessible in 2024, it is considerably simpler for self-employed applicants to become authorized for a mortgage. After guiding you through all the information on bank statement loans, we will put you in touch with a bank statement mortgage lender. With a variety of mortgage loan alternatives to meet your specific circumstances, we make it simple to become a homeowner in Fort Lauderdale, FL. We provide reasonable bank statement loan rates and financing alternatives for all types of borrowers, whether you’re buying your first house or searching for your forever home. To assist borrowers achieve the best rates, we provide both fixed- and adjustable-rate mortgages (ARMs). Call us!
Jason Valdes – Elite Lending assists its clients in obtaining a wide range of home loans. Non-QM loans are also included in it. We will be pleased to meet with you and discuss your needs to assist you choose the best loan possible. Jason Valdes – Elite Lending provides the widest range of non-qualified mortgage products in the country and the industry. Our clientele enjoys working with us for reasons beyond just our prompt loan closings and cheap pricing. Even in non-standard settings, we provide outstanding service. Because of our flexible credit seasoning criteria, larger acceptable debt-to-income ratios, jumbo and non-QM products, and more, you may say yes more frequently. Borrowers with strong credit who can afford a greater down payment and have steady employment and income are the ones who use these loans the most. Get in touch with our experienced staff right now to find out more about if a non-QM loan is appropriate for you!
